NCR unveils mobile banking platform


NCR announced the launch of NCR APTRA Mobile Banking 3.0,
a new global mobile banking platform enabling banks to offer their customers
banking services via downloadable apps, mobile browser or SMS.


The solution provides all the features consumers need to
manage their money on the move and enables banks to scale and integrate mobile
with other online, kiosk, ATM and teller banking channels, helping to drive
adoption of mobile banking and deliver new services across integrated channels.


Mobile banking usage rates by consumers have increased by
100 percent in a wide range of countries since 2010 according to TNS research.
ABI Research predicts 400 million global consumers are expected to be using
mobile banking by 2014.


NCR’s new mobile banking platform builds on NCR’s
existing mobile banking experience and travel mobile services leadership,
through its acquisition of Mobiqa, to provide support for more than 10,000
mobile devices, more than 600 wireless providers, and in more than 200


The solution gives financial institutions a simple and
fast way to set up a range of mobile banking services, such as account balances
checks, transaction history, money transfer between accounts, bills payment,
and branches and ATM location.


The consumer interface is consistent across multiple
devices and modes, providing support for multiple languages and currencies. NCR mobile
banking also offers multi-channel enrolment, letting consumers sign up at ATMs,
online or in-branch kiosks.


Smart phone growth and financial inclusion are driving
mobile banking adoption on a global scale,” said Michael O’Laughlin, senior
vice president, NCR Financial Services.


Our new mobile banking solution gives financial
institutions a flexible and secure way to meet the immediate mobile banking
needs of their customers,” O’Laughlin added.


The new solution provides a platform that will scale with
the explosion of device choice, mobile bandwidth growth and migration from SMS,
to apps and next generation of mobile browsers using HTML5.


As mobile devices become more central to how people
manage their finances, mobile banking will need to evolve to deliver new
services that leverage the advantages of the channel and integrate seamlessly
with other self-service channels.


Scheduling and managing appointments across the mobile
and other channels, receiving e-receipts on transactions at the ATM and mobile
check deposits are examples of how banks will create competitive advantage by
delivering an integrated experience for their customers across banking


APTRA Mobile Banking will serve as the core mobile
solution as existing NCR solutions are extended to the mobile channel, giving
financial institutions and their customers the full benefits of truly
integrated multi-channel solutions.


Financial institutions will have the option to extend and
customize the solution via NCR’s Global Professional Services and can choose
among multiple deployment and support models.


NCR Corporation recently announced that it has achieved
ServiceEdge Partner status with Aruba Networks for its wireless LAN (WLAN)
solutions. This enables NCR to help telecom companies and system integrators on
a global basis to meet growing demand for Aruba’s ubiquitous wireless access


ServiceEdge is an invitation-only
partner program from Aruba Networks for systems integrators and professional
services organizations that generate the majority of their revenue from
services rather than product resale.


By Team
[email protected]